Non-Dischargable Debts

As you might expect, bankruptcy does not discharge all types of debts.  Bankruptcy CAN discharge credit card debts, loans, medical bills, many types of judgments, and certain older taxes, among other things.  There are even some debts that may be discharged in a Chapter 13 bankruptcy, but are not discharged in a Chapter 7 bankruptcy.  The following are among the types of debts that are NOT typically discharged:

  • Child Support/Alimony
  • Many Types of Taxes
  • Student Loans
  • Restitution/Government Fines
  • Debts Incurred via Fraud

It’s important that you speak with one of our Denver bankruptcy attorneys to determine if you have any debts that are not dischargeable.  Though unpleasant, this reality must be confronted so you are fully advised of the consequences of those debts following the completion of your bankruptcy.  In certain instances, you may have debts that are not dischargeable, but our attorneys may be able to negotiate some type of settlement to handle those debts after your bankruptcy is completed.  Call our office today to schedule a free, no obligation consultation at 303-623-4357.

How We Can Help

Berken Cloyes, PC can guide you through the legal processes involved in filing for bankruptcy. The sooner you contact us the sooner we can address your concerns and answer your questions. When our residents want bankruptcy representation, they know that we are the professionals to call.

Schedule an appointment with Berken Cloyes, PC today. We are Denver Colorado bankruptcy attorneys serving residents throughout the state of Colorado. Call us today at 303-623-4357 for a consultation.

Get Caring Assistance Every Step of the Way

You can count on Steve Berken and Sean Cloyes to:

  • Explain how the bankruptcy process works
  • Help you choose the right bankruptcy chapter for you and your family
  • Explain how to file bankruptcy
  • File the bankruptcy case and represent you in court

Immediately upon hiring our office, we help stop harassing phone calls.  You are on your path to financial recovery. 

Bankruptcy Protections

Once you file a Chapter 7 or Chapter 13 bankruptcy, none of your creditors can call you, write you, sue you, garnish you, repossess your car, or foreclose on your home.  This is the benefit of the “automatic stay”.

If your creditors contact you after you file a bankruptcy, you may be entitled to damages. The Bankruptcy Code allows those who have been hurt by violating the automatic stay to recover actual damages and maybe punitive damages, if the creditor acted intentionally.