A foreclosure is what happens when a homeowner fails to pay the mortgage on their property.
More specifically, it’s a legal process by which the owner forfeits all rights to the property. If the owner can’t pay off the outstanding debt, or sell the property via short sale, the property then goes to a foreclosure auction.
How We Can Help
Berken Cloyes, PC can guide you through the legal processes involved in filing for bankruptcy. The sooner you contact us the sooner we can address your concerns and answer your questions. When our residents want bankruptcy representation, they know that we are the professionals to call.
Schedule an appointment with Berken Cloyes, PC today. We are Denver Colorado bankruptcy attorneys serving residents throughout the state of Colorado. Call us today at 303-623-4357 for a consultation.
Get Caring Assistance Every Step of the Way
You can count on Steve Berken and Sean Cloyes to:
- Explain how the bankruptcy process works
- Help you choose the right bankruptcy chapter for you and your family
- Explain how to file bankruptcy
- File the bankruptcy case and represent you in court
Immediately upon hiring our office, we help stop harassing phone calls. You are on your path to financial recovery.
Once you file a Chapter 7 or Chapter 13 bankruptcy, none of your creditors can call you, write you, sue you, garnish you, repossess your car, or foreclose on your home. This is the benefit of the “automatic stay”.
If your creditors contact you after you file a bankruptcy, you may be entitled to damages. The Bankruptcy Code allows those who have been hurt by violating the automatic stay to recover actual damages and maybe punitive damages, if the creditor acted intentionally.