CONSUMER TIPS FROM BERKEN CLOYES

Think you may have some money laying around out there with your name on it?  Maybe your Aunt Goldie left you some Amazon shares in her will. Go to a website called missing money.com and type in your name.  I did that for my wife and she has an unredeemed gift certificate at Target.  Not as

Read More

THE PERSISTENCE OF BANKRUPTCY STIGMA LAW REVIEW: SOUSA, MICHAEL D.

Below is a Law Review article by my friend and colleague, Professor Michael Sousa.  While I respect his scholarship, we do not always agree on matters related to bankruptcy.  Having practiced bankruptcy law for more than three decades, the “stigma” is not what it used to be in the 1980s and earlier.  Filing a bankruptcy is

Read More

CONTRACTORS AND THEIR CUSTOMERS–WHEN THINGS GO TO HELL

Let’s start with the good news. Most contractors are honest, diligent, and thoughtful businessmen and women who make an honest living. Most contractors want to please their customers so they get repeat business. Good word-of-mouth throughout the community is the goal of most contractors. Sometimes things don’t go as planned. Perhaps the contractor underestimated the

Read More

HOW TO SUE IN SMALL CLAIMS COURT—THE PEOPLE’S COURT

Let’s start with the good news. It is not difficult to sue someone in small claims court. The rules are simple. But these rules need to be followed. The following is a summary of how to get your case before the small claims court judge. How much can I sue for?  In Colorado, the limit

Read More

BANKRUPTCY AND BERKEN CLOYES, PC

The American Bankruptcy Institute (ABI) has asked me to speak in San Diego to attorneys and judges at its annual convention. I have spoken at ABI seminars many times. Last year in Las Vegas, I debated an attorney representing “debt buyers,” those companies that buy bad debt from banks and other lenders and then collect

Read More