Freedom From Debt. Freedom From Creditors. Freedom From Worry.
It all starts with that first phone call – don’t waste another minute of your life worrying about those unpaid bills. Our goal is to make you as comfortable as possible throughout this process. We look forward to hearing from you and answering any questions you may have about the legal maze of bankruptcy. Set your free, no obligation ½ hour consultation with one of our Denver bankruptcy lawyers. We will walk you through every step of the process.
At your first meeting, our Denver bankruptcy attorneys will analyze your situation and determine if you are a candidate for bankruptcy. If bankruptcy is not the answer, we have the expertise to lead you to other possible non-bankruptcy solutions.
At the first meeting, the following information can help our Denver attorneys evaluate your situation:
- A list of all your debts
- A list of your assets
- Recent pay stubs, or for self-employed consumers, a recent profit-and-loss
- Any questions you may have
You’ve Hired Us. Now What?
Once you’ve made the decision to retain our office, immediately refer all of your creditors to our office. You do not need to spend any more of your valuable time dealing with intrusive, harassing phone calls. In addition, our attorneys generally recommend that you cease paying the debts that are going to be discharged in your bankruptcy (with some exceptions).
The first step is to fill out a packet of information that our office provides. This information will help us properly prepare your bankruptcy petition. When that information is completed, you have an initial meeting at our office. Along with the competed packet, you will need to bring your credit reports and tax returns (if you are required are file tax returns). You are also required to complete a credit counseling “class,” the majority of which can be completed on-line in less than two hours.
Once we have all your data, you will have an appointment in our office to sign your final paperwork. This appointment will take at least an hour. We are very thorough in preparing your paperwork, and in ensuring that you have disclosed everything in your final petition (the bankruptcy trustees often comment on how professional our paperwork looks relative to other attorneys).
Once the case is filed, a hearing will be scheduled. This hearing is typically about 4 weeks after the case is filed. Creditors have the opportunity to appear at this hearing, but they usually do not, and the hearing is typically uneventful. Following the hearing, it usually takes about 75 days until you receive your discharge (the Court Order that you are no longer responsible for your debts). In total, from the time the case is filed until you get your discharge usually takes about 4 months.
We’re the light at the end of your financial tunnel
Whether you’re filing for commercial or consumer bankruptcy, you can count on the skilled bankruptcy attorneys at Berken Cloyes, PC to assist with the process. We can draw on more than three decades of experience to help you file for consumer or commercial bankruptcy.
Berken Cloyes, PC can guide you through the legal processes involved in filing for bankruptcy. The sooner you contact us the sooner we can address your concerns and answer your questions. When our local residents want bankruptcy representation, they know that we are the professionals to call.
Schedule an appointment with Berken Cloyes, PC today. We serve residents of the Denver, CO area.
Get caring assistance every step of the way
You can count on Berken Cloyes, PC to:
- Explore your bankruptcy options with you
- Negotiate with your creditors
- File and track your petition in bankruptcy court
- Represent you in court, if necessary
We’ll protect you from creditor harassment and put you on the path to financial recovery.
We believe that the best bankruptcy attorneys treat clients as more than case numbers. Your wellbeing is our top priority, because we know that the events surrounding your bankruptcy or eminent filing will affect you and your family for many years to come. Becoming a part of your best future is our goal, and we do that by offering you the legal counsel you need to lay the groundwork for your ideal circumstances following this difficult time. Contact us today and find out more about how we can help you move forward.